Borrow

Whether you are looking to purchase or refinance your vehicle, refinance your home, make home repairs, or need cash for other needs, we have the loan for you. With no pre-payment penalty, automatic payments, direct deposit, and remote check deposits, we have payment flexibility to fit your lifestyle.

Vehicle Loans

Cars, Trucks, and Motorcycles
  • Flexible Terms and repayment options for your next car, truck, or motorcycle.
  • Rate discount for autopay, membership longevity, and purchase of RMECU GAP Insurance.
  • Up to 110% financing, including tax, title and license fees.
  • Low rates and affordable monthly payments
  • Convenient Automatic Payments through payroll deposits or automatic transfers.
  • No pre-payments penalties.
  • Refinance from another lender to get a better rate or term.
Recreational Vehicles
  • Includes loans for ATVs, UTVs, Campers, Boats, and Snowmobiles.
  • Rate discounts for autopay and membership longevity.
  • Up to 100% financing; including tax, title, and license fees.
  • Low rates and affordable monthly payments.
  • Convenient Automatic Payments through payroll deposits or automatic transfers.
  • No pre-payment penalties.
  • Refinance from another lender to get a better rate or term.

If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!

Home Loans

Fixed Rate
  • 10 and 15 Year Terms
  • Low Refinance Costs
  • Convenient automatic payment options.
Adjustable Rate (ARMs)
  • 5 and 7 Year Terms
  • Payments based on a 30 Year Term

If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!

Home Equity Loans

Fixed Rate
  • 10 and 15 Year options

  • Low closing costs

  • Convenient automatic payment options

Line of Credit (HELOC)
  • Draw on funds as you need them

  • Only pay interest on the amount borrowed

  • No annual fee

  • Convenient automatic payment options

If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!

Credit Cards

Platinum VISA
  • One low rate and affordable monthly payments

  • No annual fees

  • No balance transfer fees

  • Accepted worldwide

Classic VISA
  • No annual fees

  • No balance transfer fees

  • Accepted worldwide

If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!

Personal Loans

Unsecured
  • Personalized for what you need

  • Low rate and affordable payment options

  • Convenient automatic weekly or bi-weekly

Emergency Loan
  • Perfect for unexpected situations

  • Approval not based on credit

  • Convenient automatic payments

If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!

If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!

Student Loans

RMECU partners with Salle Mae® to offer higher education loans. Sallie Mae® has higher education loans designed for the needs of undergraduates, graduate students, and parents.

Loan Rates

Vehicle Loans (Cars, Trucks, and Motorcycles)
Model YearTerm (months)APR*
New Vehicles
2020 – 202236 – 601.75%
76 - Over $20k2.00%
84 - Over $28K2.25%
Used Vehicles
2018 – 202036 – 602.00%
72 - Over $20k2.25%
84 - Over $28k2.50%
2016 - 201736 – 482.00%
602.25%
76 - Over $20k2.50%
2013 - 201536 – 482.75%
2007 - 201236 – 483.25%
Home Loans (Refinances and Equity Loans)
Fixed RateTermAPR*
15 Year1803.00%
10 Year1202.80%
ARM - Adjustable Rate Mortgages
7/1Fixed rate for 7 years3.00%
5/1Fixed rate for 5 years3.25%
Line of Credit
HELOC60 month draw3.25%
Recreational Vehicles (ATVs, UTVs, Campers and Watercraft)
Model YearTerm (months)APR*
2021 - 2022603.99%
2021 - 202261 - 844.25%
2021 - 202285 - 1205.00%
2014 – 202036 - 724.65%
73 – 1205.65%
2013 and older36 – 1206.25%
($40,000 max loan @ 90% LTV)
RMECU VISA Credit Card
APR*
VISA Platinum8.90%
VISA Classic12.90%
VISA Secured12.90%

*APR is annual percentage rate. Approval based on credit worthiness. Rates and terms subject to change without notice. Membership eligibility required.

Loan Application

Below is a link to apply online for RMECU loan products. To expedite your application please email, fax, or drop off the following documents:

Income Documentation (required for all applicants and listed spouses)...

  • Your most recent paystub -or-

  • Your prior year W2 -or-

  • Social Security, Pension or other annual payment documentation.

If applying for a vehicle or recreational vehicle loan...

  • A purchase contract from the dealer or bill of sale from a private party sale -or-

  • The vehicle VIN, mileage, and approximate purchase price.

You can email the information to cu4me@rmecu.org, fax to (262) 637-0491, or stop in. If you are emailing or faxing, please put in the subject or to line "Your Name Loan Application" so we can attach it to the proper application.